Managing Your Aid
How to Keep the Funds Flowing
So, you’ve been awarded financial aid. Congratulations! Now, there are a few things to keep in mind and a few steps to follow as you move forward. The first thing to understand, though, is that at any time in the process, you can lean on us for advice or guidance. We’ll help you properly utilize your funds and keep you on the right track for maintaining eligibility.
Here’s pretty much everything you need to know
Once you are awarded aid, we’ll send you notification via email. Your award information is also instantly available online in your SOS account.
If you're awarded prior to payment deadlines, tuition and fees may be charged directly to Grants, Direct Loans and some scholarships, up to your eligibility.
If you still have a balance after tuition and fees have been deducted, you can charge your books and supplies on a schedule posted at the San Jac Bookstores. There is a 24-hour delay before those funds will be available in the bookstore account.
If you have a balance after all registration charges, including tuition, fees, books, and supplies, or if your financial aid award is posted to the web after registration has ended, a refund will be sent to your San Jac Card. Some students will receive their financial aid refund in a single deposit to their San Jac Card approximately 30 days after the start of the term, while other students will receive their financial aid refund deposits to their San Jac Card approximately every two weeks, starting as early as two weeks into the term and continuing throughout the semester. Regardless of the refund schedule for your financial aid, the total amount of your financial aid refund will remain the same.
San Jacinto College will be conducting a study to test which way of refunding financial aid best helps students manage their finances and succeed in college. For more information on this test, visit the Aid Like A Paycheck webpage on the SJCD Financial Aid website.
When taking Part of Term (POT) classes, financial aid funds are authorized to cover charges until these classes begin. Once the POT classes begin, any financial aid fund balances are then processed for refund to your San Jac Card. In other words, refunds from POT classes can fall on different schedules than anticipated and/or delayed until the start date of your future period of enrollment.
Your enrollment status is determined by the number of semester hours you’re taking:
|Full-time||12 or more hours|
|Three-quarter time||9-11 hours|
|Less than half-time||1-5 hours|
Pell Grants are based on full-time enrollment and are reduced if you’re taking fewer hours.If you enrolled in less than 12 hours either during the Fall and Spring terms, you may have Pell eligibility for the summer term.
Direct Loans require you to be enrolled and attending six credit hours or more. If you are registered for parts of term, your loan will not disburse until you reach six credit hours. If you received the maximum loans during the Fall and Spring terms, additional loans are not available unless you advanced a grade level.
SEOG,TPEG and TEOG awards require at least six hours.
TEXAS Grant requires at least ¾ time enrollment.
Grants and Stafford Loans will only pay for one repeat class if it was passed with a grade of D or better.
Sometimes plans change. You might receive financial aid, register for a term and then decide not to attend. It happens. That’s why we have a withdrawal process in place, so you don’t incur any unnecessary expense.
If you should find yourself in this situation, formally withdraw yourself from your courses before classes begin. That way you won’t receive any unintended grades that could impact your GPA. What’s more, you won’t get hit with financial aid charges.
Remember, if you’re uncertain about any of this, ask someone in the Financial Aid Office. That’s why we’re here.
Let’s say you’re receiving federal financial aid, but you have to withdraw for some reason before the semester is up. Well, the law says if you didn’t complete 60% of the term, you have to pay money back. But we make the process easy for you. After you have officially withdrawn, we’ll recalculate your aid and notify you if you owe anything. This law applies to:
Federal Supplemental Education Opportunity Grant (SEOG)
Subsidized and Unsubsidized Stafford Loans and Parent Loans for Undergraduate Studies (PLUS).
Debts owed to San Jacinto College for the current term will be deducted from available financial aid. Debts from prior terms, including Return of Title IV funds, cannot be paid from financial aid. These debts must be paid from personal resources before you can register for additional classes or future semesters.
The government sets official standards of satisfactory academic progress (SAP) for you to receive financial aid, which is reviewed at the end of every semester. As long as you’re going to class and making your grades, you’ll be fine. But just so you know, San Jac measures your progress in the following ways:
Grade Point Average
San Jacinto College uses the 4.0 GPA system.
The minimum GPA required is 2.0. This is based on the aggregate hours taken at San Jacinto College, whether you change majors or are pursuing multiple degrees or certificates. It does not include transfer hours. For repeated, developmental and ESOL courses, only the highest grade is calculated in the GPA.
You are expected to pass a minimum of 75 percent of all hours attempted. This includes coursework attempted at San Jacinto College and coursework transferred from other institutions. The following grades are considered successfully completed: A, B, C, D. For repeated courses, only the course with the highest grade is used to calculate the pass rate; however, these courses will still be included in your total attempted hours.
You are expected to complete your educational objective within the first 90 hours attempted, whether you’ve changed majors or are pursuing multiple degrees or certificates. Grades of F, I, W, NG, and N, repeated, developmental and ESOL courses are counted in this total.
Satisfactory Academic Progress (SAP) Statuses
If for any reason you haven’t met the GPA or pass rate standards, you will be placed on financial aid warning. Think of it as a heads-up, a way of letting you know what you need to do. Even under warning status, you can continue to receive your financial aid.
If you’re not in compliance by the end of your warning term or we receive transfer work while you are on a warning status, you will be placed on suspension and are no longer eligible to receive financial aid. But that doesn’t have to be the end of the story, there are still options for you to regain eligibility.
Maximum Time Frame
If you have attempted more than 90 hours (including transfer hours), you are no longer eligible to receive aid. There are still options for you to regain eligibility through the appeal process.
If you failed to make satisfactory academic progress and you have appealed to have your financial aid reinstated, you are placed on Probation for one term. You are required to meet the conditions stated on your appeal approval contract without exception. If you do not meet the conditions of the financial aid appeal, you will be placed on financial aid suspension.
If you completed and met the conditions of the appeal during the probation term, but you still aren't making satisfactory academic progress, you will be placed on Academic Plan. While on Academic Plan, you must continue to meet the conditions of your appeal within a specific point in time as stated on your appeal packet.
Appeals are considered for extenuating circumstances such as injury, illness, a death in the immediate family, or undue hardship. If this applies to you, you have the option to submit a written appeal to the Financial Aid Office. The deadline for submitting your appeal is at least three weeks prior to the end of the term for which you want to receive aid. Make sure to provide any supporting documentation regarding your special circumstances. If your written appeal is denied, you have the option to request a personal appearance with the appeal committee. If you need to request a personal appearance, only you are allowed to represent yourself to the committee. Please stop in one of our offices and speak with an advisor about the appeal process.
The other way to regain eligibility is to enroll at your own expense and bring yourself into compliance. If you go this route, just notify the Financial Aid Office.